The US dollars cash back for overseas consumption with credit cards can be transferred to the debit card in your own name through mobile banking settlement, and then the US dollars can be settled into RMB, and then you can use it. The specific operation is as shown below.

1. Log in to the Bank of China Mobile Banking APP and find the credit card.

2. Select balance transfer.

3. Select the transfer account and amount, and click Next. Since there is no amount in my credit card, please follow the instructions step by step.

4. After transferring the US dollars to the debit card account in your name, return to the homepage.

5. Click the foreign exchange settlement and purchase function in Financial Management.

6. Click Settlement.

7. Select the account you want to settle foreign exchange.

8. Select the amount you want to settle. If you want to settle all exchanges, click Settlement All. You can choose the fund attribute at will. The editor chooses the first one. Then click Next.

9. A confirmation message will appear here, click Confirm.

10. At this point, congratulations on successfully converting US dollars into RMB. The money is already sitting in your debit card account, waiting for you to use it as you wish.

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