The installment payment of Ping An Bank's credit card can be divided into two categories: consumer installment payment and bill installment payment. Consumption installment refers to the business that the credit card holder of Ping An Bank applies for installment payment of consumption amount from Ping An Bank within two working days from the day after swiping the card to the first bill, and repays it monthly within the agreed time limit.
The billing installment is provided by Ping An Bank Credit Card Center for eligible cardholders. During the period from the next day of the billing date to the second day when the current bill is due for repayment, the cardholder may apply to Ping An Bank to repay a certain amount of RMB consumption in installments.
One,
Second,
I. Provisions on Installment Payment of Credit Card Consumption of Ping An Bank
1. Application amount: the single consumption amount shall not be lower than that of 500 yuan, and the maximum amount shall not exceed 50,000 yuan.
2. Application time: two working days from the day after credit card consumption to the first bill.
3. Application method:
(1), call Ping An Bank's customer service hotline: 955 1 1-2 to handle the installment payment;
(2) Log on to the website of Ping 'an One Account, and click on the "Credit Card" channel to apply for installment payment;
(3) Log in to Ping An Bank Credit Card Online Banking and apply for a single installment payment.
4. Number of periods and commission rate:
Two. Provisions on installment payment of credit card bills of Ping An Bank
1. Application amount: application amount for bill installment = current repayment amount-current minimum repayment amount, and the total amount is not lower than that of 500 yuan, and the maximum amount is not more than 50,000 yuan.
2. Application time: between the day after the bill date and two days when the current bill is due for repayment.
3. Application method:
(1), log in to Ping An Bank Credit Card Online Banking to apply for bill installment;
(2) Call the 24-hour customer service hotline: 40088-24-365, and press 9 to manually apply for bill installment.
How about the installment of Ping An Bank's credit card bill?
I. Introduction to the installment business of Ping An Credit Card bank draft
Installment payment means that the cardholder applies to our bank for installment payment by phone or short message after the bill date of credit card consumption and before the current repayment due date.
Second, Ping An Bank credit card billing installment business characteristics
Free installment: you can freely choose 2 installments to 12 installment, 18 installment and 24 installment, and freely choose the installment amount.
Convenience: Just log in to the credit card online banking or call the 24-hour customer service hotline 955 1 1, press 2 and press 9 to apply for bill installment.
Quick split: you apply for bill installment within the specified date, apply for audit on the same day, and immediately send SMS to inform the audit result.
Simple: As long as the minimum repayment amount of the current bill is paid, the rest can apply for bill installment.
Happy points: the current bill has been successfully applied for installment, and the first installment amount and handling fee will not be generated until the next bill, so you can enjoy a longer interest-free repayment period.
Three, Ping An Bank credit card billing staging rules
Application time: you can apply from the next day of the current billing date to the due repayment date of the current bill (inclusive). For example, if your billing date of this issue is August 5 and the due date of repayment is August 23, then the application time is August 6 to August 23.
Application amount: apply for bill installment, with the maximum installment amount not exceeding 100000 yuan. After the application is approved, the number and amount of the applied period shall not be changed.
Four, Ping An Bank credit card installment fee
The charging standard of Ping An Bank's statement installment business will be adjusted according to the cardholder's actual use of the card. The specific rate table is as follows:
Ping An Bank credit card bill installment application.
1, credit card bill installment application process of Ping An Bank
Telephone application
Short message application
Online banking application
What does Ping An Bank mean by credit card cash installment?
Ping An Bank credit card cash installment refers to a business in which users with Ping An credit cards can apply for cash withdrawal within their credit limit and repay on schedule. After withdrawing money, Ping An Bank will charge interest to users at a certain interest rate. Simply put, it is a kind of lending behavior that users transfer the credit limit of credit cards to savings cards and then repay them monthly according to credit card bills.
Cash installment, also known as cash withdrawal installment, is generally a installment method that the credit card holder applies or the issuing bank actively invites the cardholder to apply, converts the credit limit in the cardholder's credit card into cash, transfers it to the designated debit card (the Bank or other banks), and returns it according to the specified number of installments each month.
In order to face the increasingly fierce credit card cashing, many banks, such as Huaxia Bank's Yidajin business, transfer the credit line of credit card to the applicant's account in stages after reviewing the applicant's qualifications, providing disguised cashing.
Cardholders can use cash in advance only by returning the fixed principal and handling fee every month. Generally, the handling fee rate of cash installment will be higher than that of the issuing bank that consumes installment products and lower than the circulation interest rate of 0.5‰.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., one of Chinese mainland 12 national joint-stock commercial banks and one of the three business pillars of Ping An Group. Its headquarters is located in Shenzhen, Guangdong. Its predecessor was Shenzhen Development Bank, mainly engaged in financial and credit services.
Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (SZ00000 1). China Ping An and its holding subsidiaries are the controlling shareholders of the Bank. As of June, 20021,Ping An Bank had a total of 37,384 employees, and provided various financial services to customers through10/branches and 1 10 business institutions.
2002110/On October 20th, Ping An Bank announced its third-quarter net profit of1155 million yuan, a year-on-year increase of 32.5%. In the first three quarters, the net profit was 2965438+35 million yuan, a year-on-year increase of 30. 1%.
This is the end of the introduction of Ping An Bank's credit card installment. Can Ping An Bank repay in advance after the credit card installment? I wonder if you have found the information you need?