How to activate postal credit card

1. Telephone activation

Phone activation of Postal Savings Bank credit card is divided into two types: self-service voice activation and customer service manual assistance activation. You can Choose to call the 24-hour credit card customer service hotline 4008895580-select 2-card activation, and activate the credit card through self-service voice according to the voice prompts. You can also enter the phone voice menu and select "5" other services, and then select "0" manual service. In the customer service Activate your credit card with assistance. Don’t forget to set the transaction password and query password after activating the card.

2. Online banking activation

Postal Savings Bank online banking activation can only activate the main credit card, but not the supplementary card. The main cardholder needs to log in to the Postal Savings Bank personal online banking. To activate a credit card, after logging in, find the credit card page, select the credit card activation option, enter your credit card, valid ID, and obtained mobile phone verification code, then follow the prompts to activate, and set the transaction password and query password.

Operating environment:

Brand model: iPhone13

System version: iOS15.3

App version: v3.1.4

3. Branch activation

After getting the Postal Savings Bank credit card, the cardholder can bring his ID card and credit card to a nearby branch to activate the card.

The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, and points earning; it provides a 24-hour customer service hotline, free bill delivery, Self-deduction repayment related services and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.

The minimum amount available for application is RMB 3,000, of which RMB 1,500 can be used for cash withdrawal.

Function:

The newly issued Postal Savings Bank credit card uses "ding" as the design pattern, which not only shows the postal's historical and cultural heritage, strong strength, sincerity and trustworthiness, and the connotation of keeping promises, but also It reflects the Postal Savings Bank’s service commitment of “working hard for you”. The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules. Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.

Application conditions:

Starting from April 2009, if you are over 18 years old, meet the Postal Savings Bank credit card application conditions and provide complete supporting materials, you can apply for a credit card at the Postal Savings Bank of China. Apply at all outlets of Quanzhou Branch.

How to use postal credit card?

Basic functions

The Postal Savings Bank credit card is a UnionPay standard RMB credit card, with rich functions such as overdraft consumption, overdraft cash withdrawal, and installment payment; it provides a 24-hour customer service hotline, Free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.

Special features

The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules. Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.

How to activate postal credit card

Operating environment:

Brand model: iphone13

System version: ios15.0

How to activate Postal Bank credit card online: Log in to the official website of Postal Bank, click "Application - Credit Card - Credit Card Activation"; enter relevant information, click "Activate", enter the activation page, and fill in the relevant information Personal and credit card information; after confirming the relevant information, click the "Confirm" button; click the "Set Query Password" button to make relevant settings; enter a new password and click "OK"; your query password is set successfully and the credit card online activation is completed.

China Postal Savings can be traced back to the postal savings business launched in 1919, which has a history of a hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company. In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange.

Postal Savings People’s Knowledge

1. Send concise articles, hold useful meetings, and speak concise and straightforward words.

2. Position does not equal authority, only when you create value will you be respected.

3. Favor is a bond of cooperation, not an obstacle to principle.

4. It is better to do superficial things to deal with others than to work hard to achieve yourself.

5. Go deep into the market and get close to customers. Leaving the front line can only be done on paper.

6. Failure to make a decision through discussion is dereliction of duty. The front line cannot wait for the discussions at the rear to come and go.

7. One action is better than a dozen programs. Do it immediately and do it right.

8. Complement each other’s stage, everyone has a stage.

9. Send fewer invalid instructions and let the front line go into battle lightly.

10. Professional channels can also lead to the peak of your career.

The Postal Savings Bank of China can trace its history back to the postal savings business established in 1919. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company. In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H places".

Introduction to Postal Savings Bank Credit Card Cash Withdrawal Operations

Many friends may encounter insufficient funds when going out. At this time, withdrawing cash is a good solution. The following is Following Jintou Credit Card, I will take a look at the cash withdrawal operation of Postal Savings Bank Credit Card.

1. Postal Savings Bank credit card cash withdrawal handling fee

1. Overdraft cash withdrawal

Domestic cash withdrawal is subject to a handling fee of 1% of the amount, with a minimum of 10 yuan

Overseas cash withdrawal is 1% of the amount, with a minimum of 15 yuan.

2. Cash withdrawal for overpayment

Domestic cash withdrawal is subject to a handling fee of 1% of the amount, with a minimum of 10 yuan

Overseas cash withdrawal is 1% of the amount, Gold Card 0.5%, minimum 15 yuan.

2. Postal Savings Bank Credit Card Cash Withdrawal Interest

From the date of cash withdrawal, the bank will calculate the cash withdrawal interest at an interest rate of 0.5% per day, and compound interest will be calculated monthly until Until the debt is paid off.

For example: Xiaobai used his PSBC credit card to withdraw RMB 5,000 from an ATM on October 5.

Xiaobai's postal savings bill date is the 15th of each month, and the repayment date is the 25th. Then the bill he receives on October 15th is the total amount of cash withdrawal principal fees and interest (calculated from the consumption date to the bill date). That is:

500050001%50000.05%10=5075

When the repayment date arrives on the 22nd, the bill will only show the interest from the 5th of the consumption date to the 15th of the billing date. , from the bill date to the repayment date, the principal withdrawn still accrues interest daily, and is automatically included in the next bill cycle. It will appear on the bill on November 15th:

50000.05%7 =17.5

Note: This item is the unpaid interest in October

50000.05%70.05%23=0.20125

Note: This item is the unpaid interest in October Interest between October 22nd and November 15th

3. Postal Savings Bank Credit Card Cash Withdrawal Limit

Generally, the Postal Savings Bank Credit Card Cash Withdrawal Limit is credit 30% of the credit limit. The gold card cash withdrawal limit is generally 50% of the credit limit. The cash withdrawal fee and interest will occupy the cash withdrawal limit.

4. Cash withdrawal methods with credit cards of Postal Savings Bank

1. Withdraw cash at the counter

In China, you can use your credit card and transaction at the counter of any Postal Savings Bank outlet. To withdraw RMB cash with a password, you must enter the correct transaction password when withdrawing cash, and you must also sign the withdrawal voucher for confirmation.

2. ATM cash withdrawal

You can withdraw cash at an ATM machine with the logo of the card organization to which your Postal Savings Credit Card belongs, either at home or abroad. You must enter the correct transaction when withdrawing cash. password.

The above is the content of "Introduction to Postal Savings Bank Credit Card Cash Withdrawal Operations" that I introduced to you about Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.

What is the use of postal credit cards for ordinary workers?

1. Card swiping function. Card swiping not only includes shopping in shopping malls, but also credit cards for online shopping (but the website you purchase must support credit card payment from the bank). Moreover, the bank launches various activities with credit card swiping discounts every quarter. You can learn about these activities by logging on to the bank's official credit card website. For example, you can enjoy half-price discounts on delicacies with your credit card, so you can save half the price by bringing your card to a dinner party with friends.

2. Cash withdrawal function. You can withdraw money with a credit card, but there is a limit, which generally does not exceed 50% of your credit limit. For example, if you have a limit of 10,000 yuan, the maximum withdrawal amount cannot exceed 5,000 yuan. Credit card cash withdrawals are quite expensive, with handling fees and a daily interest of 0.5%. If the amount of cash withdrawal is not large and can be paid back in a short period of time, cash withdrawal is still advisable.

3. Overseas credit card swiping function. If you are traveling overseas (including Hong Kong, Macao and Taiwan) and do not want to exchange cash, you can directly swipe the card with the credit card in your hand. If you use a credit card overseas, you only need to pay it back on time when you come back. Credit cards used overseas generally also enjoy tax refund benefits.

4. Points redemption discounts. Credit cards can accumulate points, which can be used to redeem gifts, phone bills, food discounts, credit card discounts, airline miles, etc. However, points usually take a long time to be accumulated before they can be redeemed. But in general, there are still many points promotions in banks, which are worth paying attention to. .

The above is an introduction to the uses of China Post credit cards.

This ends the introduction on how to use China Post credit card and how to apply for China Post credit card. Have you found the information you need?