How much is the interest and handling fee for an ICBC credit card worth RMB 4,500 in 12 installments? Thanks

Calculation method: The amount payable in each installment: 4500/12=375. The installment handling fee is 4500*7.2%=324 yuan. ICBC charges all handling fees in the first month instead of charging them month by month. Therefore, in the first month you will pay: 375+324=699, and in the remaining 11 months it will be 375.

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