1. Can I withdraw money without a credit card? Yes, but generally it can only be done at the bank branch of the card-issuing bank, and two conditions must be met. One is to open mobile banking, and the other is to find an ATM that supports cardless withdrawal/scan QR code withdrawal, and then use Choose one of the following two methods. 1) Withdraw cash without card: In this method, you must make an appointment for "cash without card" in mobile banking in advance. After the appointment is successful, you will receive a text message with the reservation code, and then go to an ATM machine that supports cardless withdrawal at the card issuing bank's outlet and select "Cardless withdrawal", just enter your mobile phone number, reservation code, and follow the prompts to withdraw money. 2) Scan the QR code to withdraw money: Find an ATM machine that can scan the QR code to withdraw cash at the card issuing bank branch, select the "Withdraw cash without card - Scan the QR code to withdraw cash" option, use the "Scan QR code" function of mobile banking to scan the QR code on the screen, and enter Withdraw the amount and verify it, then click the "Withdraw" button on the ATM and follow the prompts to withdraw the money.
2. Notes on withdrawing money without a credit card: There is a limit on withdrawing money without a card. Generally, you can only withdraw up to 10,000 yuan in a single day and 2,000 yuan in a single transaction, and it can only be within 50 of the available limit. Withdraw money. Don't rush to leave the ATM machine after withdrawing money. First check the screen to see if you have exited the login interface. This step is very important. If you leave without exiting the interface, it is likely that someone else will withdraw money from the ATM machine. In addition, the amount, handling fees, and interest after the withdrawal will be fully included in the first-period bill. Only by paying it off in one go will it not be overdue. Before withdrawing money, check whether you have the ability to repay.