You can use credit cards or debit cards when traveling to Thailand, but it must be a UnionPay card. If you need to withdraw Thai baht from a teller machine (ATM), it is more appropriate to use a Chinese UnionPay debit card. If you are shopping, you can choose to use a credit card.
Notes on using UnionPay cards in Thailand:
1. Major shopping malls and shopping malls in Thailand, especially large department stores in popular tourist cities such as Bangkok, all major credit cards in the world Basically can be used. It is recommended to pay by credit card only under special circumstances. For general shopping, it is better to pay in cash, because some credit cards and merchants will charge a card swiping fee, ranging from 2.25 to 5.
2. When withdrawing money with a debit card at a Thai teller machine with the UnionPay logo, 50 baht will be charged for each transaction. For a one-time withdrawal of 100 baht, the handling fee is also 50 baht.
3. The daily cumulative withdrawals of UnionPay standard debit cards shall not exceed the equivalent of RMB 10,000 in foreign currencies. For credit card withdrawal limits, please consult each card-issuing bank. If the withdrawal limit is exceeded, it is likely to be rejected for exceeding the limit. . (Since some card issuers have different requirements on the single cash withdrawal limit and the cumulative number of cash withdrawals in a single day, cardholders are advised to contact the card issuer for details.):
Payment methods in Thailand:
1. The currency in circulation in Thailand is the Thai Baht, and tourists can exchange it for Thai Baht at any foreign currency exchange point in Thailand.
2. Visitors can choose from a variety of shopping payment methods, including travellers' checks and credit cards. However, if you are shopping in the market, it is recommended that tourists pay in cash in Thai baht.
3. Banks or legal money exchange institutions provide real-time exchange rate exchange services. You can exchange for Thai baht or foreign currency by presenting your valid passport. Customers holding Visa credit cards, UnionPay cards and other bank cards can do so at ATMs ( Withdraw Thai baht cash directly from ATM), but service fees will be charged.
Thailand National Tourism Administration’s official Chinese website-Use UnionPay cards at ATMs