If it is a fixed quota, the fixed quota can be increased every three months.
Our bank will increase the fixed limit from time to time for cardholders with good card usage records. Cardholders can also apply to increase the fixed limit on their own, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed limit.
Application method: Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Fixed Limit Adjustment".
More channels:
Log in to Mobile Life and apply to increase the fixed limit immediately.
You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".
When your fixed quota cannot meet your consumption needs, you can apply for a temporary quota from our bank, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period is exceeded. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date.
Application method:
It is first recommended that you use "China Merchants Bank Credit Card Official WeChat" to apply for a temporary limit anytime and anywhere! Scan the QR code above on WeChat and apply immediately.
You can also log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Temporary Limit Adjustment".
More channels:
Log in to Mobile Life and apply for an increase in the temporary limit immediately.
You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".