Whether credit card consumption counts as points is only related to the transaction nature of credit card consumption, and has nothing to do with whether there is overpayment. As long as the cardholder makes credit card consumption at the merchant who calculates the points at the issuing bank, he will have points.

Credit card spending is not all points.

1. At present, credit cards of most banks will not generate consumption points if they are traded online.

2. The related expenses withheld and remitted are not included in the consumption points.

3. In addition, some bank credit card centers clearly stipulate: real estate (market area), decoration, gardening, electrical appliances, heating, cleaning, wholesale, etc. Sales, leasing and maintenance of automobiles (market areas), trucks, motorcycles, motor homes, airplanes, farm tools and their spare parts, public utilities, government services, tax payment, payment, charity, social welfare and other motor vehicles. And health care.