Do you need to apply for a bank card for international students who arrive in Australia? So how and where do you apply for bank cards in Australia? Let's take a look at the common problems with Australian bank cards.

how to apply for a bank card?

after arriving in Australia, international students should bring their passports, student cards, addresses and rental contracts (if necessary) to open an account in the bank.

do I need a tax number to apply for a bank card?

no need! But it's best to apply after opening an account, and then update the bank information, otherwise your netbank saver/goal saver will charge your high withholding tax every month. If you have a large account balance or deposit, I suggest you consider opening two accounts, one for a fixed period and one for a short period. The difference is the interest.

if you need a credit card, usually the bank will ask the applicant to provide his/her deposit certificate or bank transaction flow in his/her home country. If the student has just arrived in Australia, there are none of these, and the bank teller will also estimate your overdraft limit through some questions.

Students who are not very good at English communication can rest assured. The four major banks in Australia generally have Chinese Service. If you really don't understand it, you can consider that ANZ branch in Chinatown and Staff can speak Chinese.

Please pay attention to the banking hours. The business hours of each branch will be slightly different. Most branches are closed on Saturdays and Sundays. The completed bank card will be mailed to the applicant within 5-1 working days, so you can arrange your life according to this time!

Australian Bank recommends

Commonwealth Bank

Commonwealth Bank, headquartered in Sydney, is one of the four largest banks in Australia. They can provide free student accounts, and many students choose this bank, so they have a lot of fulcrums and ATMs (every 7-11 has their ATMs), which makes it very convenient to withdraw money. The Federal Bank's mobile APP and bank website are also the best, and it can also provide insurance business and student credit cards. You can also withdraw money without a card by using the mobile APP ~

Commonwealth Bank App

Commonwealth Bank can withdraw money without a card

ANZ Bank

ANZ Bank, headquartered in Melbourne, is one of the four largest banks in Australia and one of the oldest and most prestigious banks in Australia. ANZ also provides student accounts without annual fees, and also provides special services for international students. In addition, the bank's mobile APP and webpage are also very convenient. ANZ Bank has branches in some cities in China, such as Beijing, Shanghai, Hangzhou, Chongqing and other regions. Small partners can apply for bank cards in China before arriving in Australia.

national bank

another better option is Nab Bank, the national bank of Australia, which is headquartered in Melbourne and is the largest commercial bank in Australia. There is no annual fee, there are branches in Shanghai and offices in Beijing, so you can do it well before you arrive in Australia. The reasons for recommending the National Bank of Australia are service experience and innovative banking functions.

Westpac

Another option is Westpac, the first bank in Australia and one of the four largest banks in Australia, headquartered in Sydney.

In addition to recommendation, there are many banks in Australia to choose from. You can learn more about them and choose according to your own preferences or the services that banks can provide (such as points? Repayment? Wait).

international students can apply for a credit card

Students can apply directly at the bank counter, provide supporting documents required by the bank, and fill out the application form. Generally, it can be completed in 1-2 weeks, and the slowest month is almost enough. Judging from the speed of application, ANZ (ANZ Bank) has the fastest approval speed and the review process is relatively simple.

Of course, in addition to Australian local credit cards, you can also use big banks in China, such as China Bank, and you can apply for a "mother-child card" with your parents, which is very convenient for your parents to give you money. No matter which bank it is, friends should remember to protect themselves and their property.