Consumption on the Bank of Communications credit card statement date will be counted as the next month. When a consumer uses a Bank of Communications credit card to make a purchase on the statement date, the bank will record it in the account the next day. Therefore, if the cardholder makes a purchase on the credit card statement date, the consumption amount will be included in the next credit card statement. The overdraft amount on the bill date will be repaid on the last repayment day of the next month, which is the repayment next month.

The billing date of the Bank of Communications credit card is randomly generated by the system, that is, the billing date of the credit card held by everyone is basically different. The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account every month, calculate the interest, calculate the total amount of arrears and the minimum repayment amount of the user for the current period, and send it to the user. Statement. The billing date of a transportation credit card cannot be modified, which means that the billing date of a transportation credit card can only be that one from the time it is approved until the card is cancelled.

Is the credit card statement date the payment date?

The credit card statement date is not the repayment date. The statement date is the date when the bill is issued, and the repayment date is the date of repayment. The repayment date is generally after the statement date. In most banks, the repayment date is around the 20th day after the statement date. After the credit card bill is issued, the user can make repayments. You can repay in advance without paying a bill, and early repayment will not affect your personal credit score.