Credit card cash installment application amount:

The amount applied for cash installment must be an integer multiple of 65,438+000 yuan, with the lowest being 500 yuan, the highest not exceeding the cash limit that the cardholder can withdraw (excluding overpayment and temporary limit), and the total not exceeding 50,000 yuan. Customers can self-check account limit information through mobile banking, WeChat banking and online banking of China Construction Bank.

Customers use the existing credit card limit to spend and handle the installment (such as consumption installment, bill installment, cash installment and dragon card loan). The installment amount will completely occupy the current credit limit of the customer, so the available credit limit of the customer will be reduced. When the customer repays the loan on time every month, the available amount will gradually recover.

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Reasons for unsuccessful cash installment application:

When applying for cash installment, the collection account must be a RMB settlement account such as debit card, quasi-credit card and current passbook opened by the customer himself in our bank, and the status of the collection account and credit card must be normal, and the certificate numbers must be consistent.

The cash installment application may not be approved because the customer's application does not meet the comprehensive scoring standard. CCB's cash installment is evaluated and approved according to your comprehensive card usage, such as customers' card transaction records and personal credit information. Customers are advised to keep good habits of using the card in the future, and apply after using the card normally for a period of time.

China Construction Bank-Credit Card Cash Installment Application Amount

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