False.

The credit card fraud process of spending money to increase the credit limit: First, madly add WeChat to send fraudulent advertisements, add them as friends through WeChat, or consult the relevant procedures and handling fees for increasing the credit card limit through the phone number left in the advertisement. After the other party decided to increase the credit card limit through Yu, Yu asked the other party for the credit card account number, credit card inquiry password, ID number and other information.

After obtaining this information from the other party, Yu called the customer service number of the relevant bank to check whether the other party's credit card could be used to transfer money. If so, he logged into a gaming company website called "Qiangui" , enter the other party’s credit card number by adding money to your game account.

The website will automatically send the verification code to the mobile phone bound to the other party's bank card. Yu then contacts the other party via WeChat or phone to obtain the other party's verification on the grounds that virtual transactions are required to increase the credit card limit. code, and then recharge your account.

Then, according to the rules, the game on the website will return the money charged to the game account to the bank card bound to the game account. In this way, the other party's money becomes Yu's money. . After the fraud was successful, Yu disappeared immediately and changed a new number to continue the fraud.

Extended information

Increase the credit card overdraft limit and commit more than 30 frauds in 4 months

On December 10, 2015, the Criminal Investigation Brigade of Hunchun City Public Security Bureau received Zhu, a member of the public, reported to the police that he was defrauded of 2,000 yuan on WeChat in the name of increasing his credit card limit. The police handling the case sorted out recent unsolved fraud cases and found that the WeChat account was suspected of multiple fraud cases, with a total amount of nearly 10,000 yuan involved.

By inquiring about the WeChat-related information used by the criminal suspect and tracking the whereabouts of the defrauded money, the police finally determined that the owner of the suspected WeChat-related mobile phone and the owner of the account to which the money was remitted were both Yu.

On December 31, 2015, Hunchun police arrested the criminal suspect Yu in a community in Jilin City. After review, Yu truthfully confessed that from August to December 2015, he posted false information that could help others increase their credit card limits through WeChat Moments, and committed more than 30 frauds.

During the course of handling the case, the police seized 6 mobile phones of the suspect and verified 7 mobile phone numbers and more than 10 WeChat IDs of the suspect. The amount of fraud amounted to more than 40,000 yuan.

People's Daily Online - A man was defrauded of 2,000 yuan and then used the gourd painting to defraud someone of 40,000 yuan