How long does it take for the credit card to be debited when purchasing goods from Niya?

When purchasing goods from Niya, unless there is a problem with the SMS system, the payment is usually deducted first and then shipped.

However, you can deduct money as long as it is used. This is true for international credit cards. So don't lend your card to others. Last time, the psn website was attacked and user information was leaked. As soon as I received the email notification, I immediately notified the bank to change the card.

When I use my credit card to buy things on Nichia, the debit is in Japanese yen, but it counts me in euros. Is it reasonable for me to repay the amount in euros?

Of course it is not cost-effective, that is, your credit card needs to be converted from Japanese yen to euros first, and then the euros must be converted into renminbi to repay the loan. Two exchange processes are required. This is your credit card, not a Japanese yen dual-currency credit card. You can only exchange it this way.

When purchasing things in Nichia, if you use a UnionPay credit card, will the RMB in it be automatically converted into Japanese yen and deducted?

If you use UnionPay to pay, it will be deducted from Japanese yen. It will be automatically converted into RMB and credited according to the exchange rate of UnionPay.

UnionPay lines will not incur currency conversion fees, but UnionPay’s exchange rate is slightly higher than the exchange rates of visa and mastercard, but not by much.

Can Nichia use Ping An Bank’s JCB credit card to pay?

Yes, Ping An Bank’s JCB credit card can be used for overseas websites or overseas purchases.

If you have any questions, you can click the link below and select the online customer service icon - credit card in the upper right corner of the homepage or follow the Ping An Bank Credit Card WeChat public account (paxyk95511) for consultation.

Response time: 2020-07-10. For the latest business changes, please refer to the official website of Ping An Bank.

[Ping An Auto Owner Loan] You can get a loan if you own a car, up to 500,000

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Introduction to Nichia Credit Card Let’s stop talking here.