Information required to apply for credit card of Agricultural Bank of China:
Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
Proof of work income: proof of salary and copy of social security (paid for more than half a year).
Auxiliary materials for credit card application of Agricultural Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and copies of time deposit certificates with the amount of more than 65,438+00,000 yuan opened in Agricultural Bank, etc.
When using credit cards, please pay special attention to the following points:
The issuing bank must pay special attention when giving special discounts in the first year to attract consumers to apply for credit cards. These promotions are usually short-term, so don't be confused for a moment. When choosing a credit card, you should give priority to long-term interests.
Avoid applying more than you can afford. Evaluate your consumption habits, needs and financial situation before deciding how many credit cards you need to choose.
Be sure to sign the new card as soon as you receive it, and cut the old card into pieces to avoid fraudulent use.
You must take good care of your credit card and report it as soon as it is lost.
Whether it is a credit card or a debit card, you should keep a good credit record.
It is convenient to borrow cash in advance, but it is expensive.
Using revolving credit can help you manage your finances, but it should be noted that revolving credit is a kind of credit loan, so you don't have to pay off all the consumption amount at one time during the payment period, just pay a part of the amount before each payment period, but revolving credit must pay extra interest.
Prevent credit card fraud.
Change or contact, should immediately notify the issuing bank.
There is no extra charge for spending by credit card in a special store.
If you are collected by the collection unit because you have not paid, you have the responsibility to pay off the arrears immediately. If the circumstances are serious, you should bear legal responsibility.