When applying for a credit card at the counter, you must have an original ID card. You do not need to have an original ID card to apply online;

1. Bank credit card application conditions

1. The applicant should be between 18-60 years old;

2. Have a stable job and income;

3. Have a good personal credit record.

2. Bank credit card application materials

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal) , or a copy of the work permit/plate;

3. Proof of financial resources: It can be a salary record issued by a bank, or an income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/ A copy of your car driving license/bank time deposit receipt) and other documents that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

3. Online application process

1. Log in to the bank’s credit card online banking and select your favorite card;

2. Click "Credit Card Application";

3. Choose the appropriate application process;

4. Fill in personal information so that the application can be approved;

5. Submit a credit card application and the bank will review the appointment information, usually within 7 The processing results will be informed within one working day.

If you are already a credit card holder, you need to fill out the application form online, print it out and mail it to the credit card center.