Reason:
1. The bank or court may take measures such as freezing the borrower's bank card and WeChat account to protect the creditor's rights.
2. After freezing, the borrower's funds can be deducted to repay overdue debts.
3. Repayment records are usually kept in the database of relevant institutions. Even if the account is frozen, borrowers and creditors can still find the previous repayment records.
Summary:
Once the lawsuit is overdue, the borrower's bank card and WeChat account may be frozen and the borrower's funds may be deducted. However, the previous repayment records can still be found for subsequent processing.
Supplementary information:
In China, according to Article 246 of the Supreme People's Court's Interpretation on Several Issues Concerning the Application of the Civil Procedure Law of People's Republic of China (PRC), if the borrower fails to repay the loan within the time limit, the creditor may bring a lawsuit to the court and apply for property preservation measures, including freezing the borrower's bank account. In addition, according to the provisions of Article 1 10 of People's Republic of China (PRC) Contract Law, the borrower shall pay overdue interest if the repayment is overdue. Therefore, it is ok to freeze bank cards and WeChat accounts within the time limit after being sued and deduct funds.