Legal analysis: The credit card negotiation installment repayment application form needs to include the following perspectives:

1. Personal information and card information. For example: real name, ID number, credit card bank, card number;

2. Briefly describe the overdue situation: overdue time, overdue amount, overdue repayment status, overdue reasons, etc.

3. Indicate your willingness to repay, put forward negotiation requests and expected repayment plan.

It should be noted that the application form is a unilateral application by the customer. The details will depend on whether the bank agrees to approve the application after receiving it, and then determines the detailed repayment plan and signs the agreement.

Legal basis: "Regulations of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" Article 25 If the lender requests the borrower to pay interest according to the interest rate agreed in the contract, the People's Court shall support it. However, this is excepted if the interest rate agreed upon by both parties exceeds four times the one-year loan market quote rate at the time the contract is established. The "one-year loan market quoted interest rate" referred to in the preceding paragraph refers to the one-year loan market quoted interest rate published monthly by the National Interbank Funding Center authorized by the People's Bank of China since August 20, 2019.