The interest-free period of the standard card of Guangfa Bank can be up to 56 days, but it is no longer possible to apply. The credit card (debit card) that the credit card (debit card) center of Guangfa Bank can apply for only has an interest-free period of up to 50 days, so it needs an interest-free period of 56 days. It may be necessary to apply for credit cards (debit cards) from ICBC, Agricultural Bank of China, Bank of Communications, Shanghai Bank and Guangzhou Bank.

The longer the interest-free period, the greater the flexibility of funds. After all, during the interest-free period, the funds that users are prepared to repay can be used for wealth management and income increase.