Yes.

1) Social security certificate?

Working for the same company for more than 3 months and having a record of paying social security can prove that your job is stable, and the bank can estimate your social security payment fee by checking it Pre-tax income. ?

2) Company income certificate, business card, and copy of work ID card?

3) Deposit certificate?

If you plan to apply for a bank credit card, increase the amount The best way is to have a large time deposit of more than 3 months in this bank. For example, if you have a deposit of 500,000 yuan in China Merchants Bank for more than half a year before applying for a platinum card from China Merchants Bank, your chances of successfully applying for the card will be much higher. ?

Large-denomination certificates of deposit are insured products under the "Deposit Insurance Regulations". As we all know, general deposits are included in the scope of insurance. Even if the depository bank eventually goes bankrupt due to poor management, the maximum repayment limit for each depositor of the same bank is 500,000, including principal and interest.

The excess amount will be paid by the merging bank or reimbursed in proportion to the bankruptcy liquidation property of the depository bank. By the same token, other investment and financial management products are not included in the scope of insured products, and generally follow the principle of "buyers voluntarily bear their own risks".

Although the interest rate of large-denomination certificates of deposit is higher than that of ordinary time deposits, it has a certain threshold, which generally starts at 200,000. Generally, the deposit is made into a bank card sub-account, and no other deposit certificate is required. Although it is called a certificate of deposit, it does not actually have a physical certificate of deposit.

However, if there are uneasy depositors, they can also apply to print paper vouchers to satisfy their psychological needs, but they cannot be used as withdrawal vouchers, and bank cards must still be used to withdraw money. Friends who are not used to it don’t have to worry too much. As long as you verify it with your bank card after depositing, you can feel completely at ease. The deposit and withdrawal procedures for certificates of deposit are almost the same as for other time deposits. Extended information

The security of large-denomination certificates of deposit comes from the use of the funds raised. Since large-denomination certificates of deposit promise to guarantee principal and interest, can be withdrawn in advance, and have strong liquidity, deposit banks can only use most of the funds raised to purchase government bonds, interbank lending, or deposit with the central bank to ensure that they are extremely low. Risks and strong liquidity ensure on-time payment and fulfillment.

Instead of investing in other higher-risk financial derivatives. As other bank investment and wealth management products have higher returns, they will inevitably invest the raised funds in areas with higher risks, and most of them have a closed period and generally cannot be withdrawn in advance.

Baidu Encyclopedia-Credit Card