1. As the validity period of the temporary credit line of China Merchants Bank is usually 25-30 days, the longest validity period can reach about 90 days. Once it expires, the credit card will be restored to its original limit, so the installment payment is invalid and there is no installment payment.
2. Under normal circumstances, the temporary line used by CMB cardholders will be directly included in the next minimum payment, which is a one-time payment. The temporary credit line of China Merchants Bank is generally 30 days, and the longest is 59 days. If the cardholder needs to extend the temporary limit, he can apply after it expires.
3. China Merchants Bank will not know the credit limit through the preliminary examination, which only shows that the bank has confirmed and recognized the credit card processing process and credit card processing qualification. You can't know the exact amount until you get a credit card. Even if China Merchants Bank passes the credit card preliminary examination, it will still make a comprehensive evaluation of the information provided by the applicant and then score it. So you need to go to the bank or the relevant staff of the bank to verify some specific conditions. If the applicant does not reach a certain score, China Merchants Bank will not issue the card to the applicant smoothly. Only after going through all the review processes does it mean that you can get a credit card.
1, the temporary line we often say refers to the temporary line given by the bank to customers, which is increased according to the permanent line. However, temporary quotas are not fixed quotas. Temporary quotas are time-sensitive, that is, temporary quotas must be paid off within a specified time and cannot be recovered. Moreover, according to the regulations of various banks, we need to apply for a temporary limit ourselves, otherwise the banks will take the initiative to improve. When we have financial problems, we can take the initiative to call the bank's customer service number and apply for a temporary quota. You can apply and want to see the bank's inspection and verification.
China Merchants Bank was first established in Shenzhen. It is the first joint-stock commercial bank wholly owned by a legal person in China and the first pilot bank to promote banking reform outside the system. China Merchants Bank is headquartered in Futian District, Shenzhen. China Merchants Bank has 1800 branches and 130 city service outlets in China. All along, China Merchants Bank aims to become a leading retail bank in China, and has also launched a bank card integration company and the first electronic banking integration network company in China. Now, China Merchants Bank has become an online payment tool widely used by many enterprises and e-commerce websites, which has promoted the development of internet finance. To some extent, it has promoted the development of e-commerce in China.