China Construction Bank sleep card New Regulations
China Construction Bank has two key judgments on sleep card, that is, if the account balance of debit card or passbook is less than 100 yuan, and there is no receipt and payment activity within three years, the bank will automatically change the account status to sleep. After the account is changed to sleep card, the cardholder cannot transfer money normally and must go to the bank to activate it. However, if the sleep account has not been withdrawn for four years, the bank will close the account (no interest).
Sleep card will restrict the transaction function of your bank card, which means that as long as your bank card goes to sleep, you can't use it for transactions, transfers, etc. If you want to close your account in sleep card, there will be no geographical restrictions. At any bank outlet in China. You just need to bring your bank card and ID card to cancel the card directly.
The regulation of sleep card is to implement the requirements of the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks issued by the People's Bank of China. According to the regulations, the bank will suspend its counter business for accounts with no transaction records within half a year. At the same time, banks should clean up depositors' accounts and ask for explanations. If it cannot be verified, the bank will guide depositors to cancel or merge their accounts and keep a Class I account.
The above is the introduction of the new regulations of China Construction Bank in sleep card. I hope it will help you. Reminder: sleep card is not allowed to handle fees after activation, but there may be some arrears that need to be deducted from your money before going to bed.