The so-called "Three No's" people are those who have no ability to repay, no house, and no car. The first condition for applying for a credit card is a stable income to ensure the repayment of the credit card, then the "Three No's" people can apply for a credit card ?
Can a person with three no-names apply for a credit card?
It doesn’t matter if you are a person with three no-names temporarily. As long as you have worked before and there are no problems with your personal credit report, you can apply for a credit card. , as long as you fill in the information accurately, there will be no problem; if you didn’t work before and you don’t have a job now, you can try to deposit the deposit into a debit card. You can also apply for a credit card if you use it regularly to generate bank statements. The details of debiting the card are subject to bank approval. .
First of all, keep bank flow. Since I have no collateral and no job, I would be fine if I deposit more than 2,000 into my bank card every month for more than six months, but I cannot deposit it today and withdraw it tomorrow. As long as this kind of turnover reaches more than half a year, it proves that there is a certain repayment ability. Even if you are a person with no income, some small credit loans can be passed.
Provide online shopping records. Almost everyone has access to online shopping, and most people use it. Many small loan institutions can apply for a credit loan only by showing their Zhima credit score. Of course, the Zhima credit score must be at least It must be greater than 600.
The limit for credit cards for people without three will be relatively low. You can slowly increase the limit after placing the card. It is relatively easy to apply for a credit card now. Can people without three people apply for a credit card? Here, I hope it will be helpful to everyone.