Ping An Bank's credit card "special consumption reserve" refers to the business that the bank provides small consumption reserve to the cardholder in the form of active invitation in order to meet the consumption needs of the main cardholder, and the cardholder can repay the principal and a certain amount of handling fee in installments.
If necessary, you can reply to the SMS or try to apply in the following ways:
1. Log in to Pocket Bank APP- Credit Card Interface-One-click Loan-Special Reserve Fund for Consumption, and apply according to the prompts.
2. Log in to an account-installment financing-reserve fund, and apply according to the prompts.
3. Call Ping An Credit Card Service at 955 1 1-2, and transfer to manual application according to voice prompts.
After the application is successful, the funds will be transferred to my credit card and the credit card bill can be repaid; Unused consumer reserves will offset new credit card transactions. In other words, petty cash will be used first after it arrives, and then the credit card limit will be used after it is used up. This reserve fund is only used for daily credit card swiping and online payment, and can't be withdrawn, transferred or recovered.
The premium business refers to the business that the credit card holder who has obtained the quota transfers the cash installment quota of Ping An Bank's exclusive credit card to his debit card with the same name in full or in a certain proportion to repay the principal and a certain amount of handling fee in installments to meet his own consumption demand.
If necessary, you can log in to the Pocket Banking APP- Credit Card Interface-One-click Loan-Premium and apply according to the prompts.
Spiritual cash means that the cardholder (only the main cardholder can apply, but not the supplementary cardholder) overdraws in full or in a certain proportion within the available credit limit of Ping An Credit Card at one time to repay the principal and a certain amount of handling fee in installments in order to meet his own consumption needs.
Log in to the credit card interface of Pocket Bank APP, click "More", and apply for installment loan according to the prompts-spiritual payment.
Or you can "">; Log in to the credit card online banking, and apply according to the prompts through the "installment financing" sub-option in the operation interface.
The "cash on hand" business of Ping An Credit Card is a short-term consumer financial service provided by Ping An Credit Card for cardholders. The cardholder can transfer the whole amount or a certain proportion to his debit card with the same name within the exclusive cash limit, and pay the corresponding principal and interest on a daily basis.
You can enter the credit card page through the "Ping An Pocket Bank" APP, click more-borrow by installment-enjoy the money, and follow the prompts.