1. The annual fee policy of most card types requires that the annual fee be waived after a specified number of swipes every year. For example, the annual fee for the main card of Puka is 8 yuan, and the supplementary card is 4 yuan; The annual fee for the gold card is 16 yuan, and the annual fee for the supplementary card is 8 yuan; In each card-holding year, the annual fee for the current year is exempted if the total amount of credit card consumption and cash withdrawal reaches 3 (unlimited amount). The annual fee for the Platinum Card is 58 yuan for the main card and 3 yuan for the supplementary card. The annual fee for the current year is exempted if the total amount of credit card consumption and cash withdrawal reaches 1 (unlimited) in each card year.
2. There is a 2-5 interest-free period for consumption.
3. Accumulate a good credit record.
4. avoid carrying a lot of cash.
5. Participate in various marketing activities of the bank and enjoy discounted cash back.