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I applied for a 15000 credit card at China Everbright five months ago, and it was overdue for more than 20 days last month. Can I still withdraw the amount?
If it is overdue, the credit score will definitely be low. If it's not overdue, it's easy for you to increase the quota by stages!

1, the amount of winning times. Always use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2, the amount of winning type. It is best to spend at least 30% of the total monthly bill.

3. temporarily quit. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.

4. Curve lifting formula. Curve withdrawal refers to the purpose of increasing the total amount of individuals by constantly applying for credit cards from the same bank.

5. Threatening to take back the card. If you cancel the card without raising the limit, it will sometimes work. Experts advise caution.

6. Insist on increasing the amount. For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently.

7. Hibernation suspension is cancelled. In order to occupy the land, the bank has certain incentives to activate the dormant card if it intentionally stops using it for a period of time.

8. Withdrawal through foreign exchange transactions. If you have the ability to spend foreign currency, you can choose the form of foreign exchange trading to increase the number of transactions.

9. Seize the opportunity to increase the amount. The time to raise the amount is also important. It is most effective to apply on the accounting day or when the card has just been maxed out.

10, continuous consumption withdrawal. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

1 1, supplementary information is withdrawn. Supplement more detailed personal data and provide more proof of assets.

12, minimum refund amount. Explain that money is needed recently, and the bank can get interest, so as to achieve the purpose of increasing the line according to the good credit in the past.