Jiangsu Bank Zijin Credit Card is a credit payment instrument that is publicly issued to the public, can be used first and then repaid within the approved credit limit, the credit limit can be recycled within China and abroad, and is settled in RMB .
Zijin Credit Card has basic functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. It can be used at credit card acceptance points with the "UnionPay" logo, the Bank's designated outlets and special merchants.
1. Zijin Credit Card (Personal Card)
(1) Applicable objects
Anyone with full capacity for civil conduct, a fixed residence, legal and stable income Individuals can apply for a Zijin Credit Card personal card from Bank of Jiangsu with their valid ID and relevant information recognized by the public security department.
(2) Main features
One card can be used worldwide
Cardholders can use it at specially appointed merchants with the "UnionPay" logo all over the country and overseas. Card payments can be made at specially appointed merchants with the "UnionPay" logo, and over-the-counter deposits and withdrawals can also be made at any branch of Jiangsu Bank and bank branches that have opened UnionPay's "Counter Pass" service. You can also make bank deposits and withdrawals across the country (including Hong Kong and Macau) and You can withdraw cash from ATMs with the "UnionPay" logo in many countries in Asia and Europe.
Easily shop with flexible limits
When cardholders need a higher credit limit within a certain period of time due to travel, marriage, house decoration, etc., they can call Zijin Credit Card 24-hour customer service Use the service hotline to apply for a temporary increase in credit limit and fully enjoy the convenience of flexible credit limit.
Interest-free consumption improves taste
If you choose to repay in full, cardholders can enjoy an interest-free repayment period of up to 56 days, flexibly deploy personal funds, and manage finances easily.
Humanized design, safe and secure
Cardholders can choose the chic consumption method of signature, or the consumption method of password + signature.
The Bank of Jiangsu Zijin Credit Card customer service hotline is 400-828-0888. Inquiries, loss reports and consultations can be completed with just one phone call. Telephone banking transcends time and space and offers value-for-money services that make cardholders feel safer and faster.
The telephone loss report of Zijin Credit Card is effective immediately. Choose to activate the SMS notification service to allow cardholders to understand the changes in account funds in real time and effectively prevent financial risks.
Reward customers with many benefits
Cardholders enjoy VIP treatment when spending at Zijin Credit Card preferential merchants.
Cardholders can apply for installment payment when purchasing large items such as houses, cars, computers, and home appliances.
Cardholders can also participate in a variety of credit card promotions organized by Jiangsu Bank or China UnionPay, accumulate consumption points, and exchange them for rich prizes; swiping the card on your birthday will double the accumulated points; weekends, Spring Festival, Bonus points for consumption during Lantern Festival, May Day and other festivals will be 20% bonus.
The Zijin Credit Card is temporarily exempt from inter-bank network handling fees; the annual fee is waived in the first year of card application, and the annual fee for the following year is waived when the card is swiped 3 times in the current period or when spending more than 3,000 yuan.
Convenient repayment and financial management with peace of mind
Zijin Credit Card provides a variety of repayment methods: cardholders can open UnionPay "Counter Pass" at any branch of Jiangsu Bank, automatic deposit machine and "Business bank outlets for repayment, you can also choose to use our bank's Zijin debit card account for self-debit repayment (this service is not yet available in Nantong, Lianyungang, Suzhou, Wuxi and Xuzhou areas), eliminating the need for forgetting to repay due to busy work. financial losses caused.