Shanghai Pudong Development Bank can only apply for a temporary quota after the credit card has been used for 4 months. The bank will inform the cardholder of the application result of the temporary limit in real time. If the application for temporary limit is successful, it must be used within the use period, and the credit card will be restored to the original limit after the use period.

2. 1 month can only apply for temporary line once.

The time interval for Shanghai Pudong Development Bank to apply for temporary credit line again is 1 month, which means that cardholders can only apply for temporary credit line once in 1 month.

Temporary credit line, as its name implies, is the total credit line temporarily increased by banks to meet the temporary needs of customers on the basis of permanent credit line.

Application method of temporary credit line of Shanghai Pudong Development Bank

1, Shanghai Pudong Development Bank Credit Card Mobile APP(4.32.6) application.

Download and log in to "Pudaxibeng", then click the withdrawal amount and choose to apply for temporary quota. After clicking on the application, the bank will conduct real-time approval, and the cardholder will soon see the application result.

2. Telephone application

Call the official customer service hotline of Shanghai Pudong Development Bank, transfer to manual service, and then follow the voice prompts to handle the temporary quota.

3. WeChat application

Pay attention to the official account of WeChat (6.322.4), bind your credit card (if it is not bound), click Microservice-Account Maintenance, and there will be an automatic reply, and the number will be replied according to the prompt. Here, it can be fixed or temporary.

Adjustment of credit card quota of Shanghai Pudong Development Bank:

1, temporary adjustment

When using the credit card of Shanghai Pudong Development Bank, if you find that the approved credit limit is not enough, you can call the 24-hour customer service hotline 4008896400 to contact the customer service specialist and apply for a temporary increase in the credit card limit. The credit line of Shanghai Pudong Development Bank will be automatically restored to the original credit line after the expiration of the validity period of the temporary adjustment of the credit card line.

2. Permanent promotion

(1) After the cardholder of Shanghai Pudong Development Bank has held the card for 4 months, he can call the credit card of Shanghai Pudong Development Bank at 400-820-8788 to switch to manual service and apply to the customer service representative for increasing the limit. The customer service representative will review the cardholder's card usage and repayment, and inform the application result.

(2) When the cardholder's financial situation has improved, the financial proof materials that have not been submitted before can be mailed to the credit card center of Shanghai Pudong Development Bank, such as the car under the cardholder's name, the real estate under the cardholder's name, the securities under the cardholder's name, the passbook under the cardholder's name, etc., which is very conducive to improving the credit limit.