The black card is the Ward Card. It is the highest level VIP of Bank of Communications. It enjoys many services and has many permissions. The bank's services will be very good. The gold card requires assets of at least 50,000, while the black card requires assets of at least 50,000 yuan. 500,000.

The levels of credit cards are generally divided into regular cards, gold cards, platinum cards, diamond cards, etc. Black cards are the king of credit cards.

There are two common types of bank cards: debit cards and credit cards. If the savings card level is a first-class card and a second-class card, the first-class card is fully functional and can deposit and withdraw funds. The second type of card is usually a financial management card, which has functions such as purchasing financial management funds. In addition, credit cards also have different levels. It is divided into ordinary card, silver card, gold card, diamond card, etc. The higher the level, the greater the overdraft limit of the bank card.

What are the levels of bank cards?

Bank cards are divided according to levels and can be divided into regular cards, gold cards, platinum cards and diamond cards.

1. Regular cards

All UnionPay cardholders can enjoy safe and convenient card use services. UnionPay cards are not only universal and easy to use in China, but also can be used in more than 140 countries overseas. use.

2. Gold Card

On the basis of the rights of the regular card, gold card holders can not only enjoy a higher credit limit, but also enjoy the benefits provided by UnionPay and the card-issuing bank. Various special services, such as roadside assistance, insurance services, etc., make life more convenient and comfortable.

3. Platinum Card

UnionPay and card-issuing banks provide Platinum Card holders with a variety of services such as Platinum Secretary, Platinum Business District, and Green Food Online Ordering. The service is more considerate and thoughtful.

4. Diamond Card

UnionPay cooperates with card-issuing banks to provide diamond cardholders with more personalized services, such as high-end hotel senior membership privileges, high-end club services, and UnionPay Platinum VIP Hall services, etc., demonstrate the distinguished status of cardholders through high-quality exclusive services.

What are the classifications of bank cards? Bank cards are divided according to type and can be divided into debit cards and credit cards:

1. Debit cards

A bank card in which the cardholder deposits money first at the issuing bank and then conducts transactions. Debit cards are easy to carry and can be used for deposits and withdrawals at bank counters or at ATMs, which is very convenient. You can also earn interest by saving with a debit card.

2. Credit card

A bank card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can consume first and repay later within the credit limit. The difference between a debit card and a credit card is that the credit card has a 3-digit Arabic numeral CVV code printed on the signature strip on the back of the card.