It depends on your total installment amount, installment number and installment rate. Just do the math yourself. But what if I don't pay it all off?
Every bank has its own rules, and there will be clauses in stages. For example, according to the installment regulations of ICBC, if the installment is overdue for three consecutive times, the system will automatically cancel the installment and all outstanding funds will be returned to the current bill.
The consequence of not paying off is that credit cards will be frozen and personal credit will be affected. If it takes a long time, it will be blacklisted. At that time, every bank will not give you credit business. Call the company to collect credit card arrears. If it is not completed for a long time, the bank can appeal to the court for recovery. . . . . .