The failure to apply for a credit card is sometimes not only a problem of your own conditions, but also related to other circumstances. You should understand the application conditions of the credit card you choose in detail. If you do not meet the conditions, it is best to apply for other types of credit cards or credit cards from other banks. This is for several reasons:

Providing incomplete application information

If the submitted documents are incomplete, the permanent residential address is not provided, and the fixed residential phone number of the person or his immediate family members or siblings is not provided. , failure to provide the company phone number, exceeding the required (replenishment) time, income/work certificate, and property certification documents do not meet the requirements, the application may be rejected again, and cardholders need to pay attention.

Not paying attention to the credit investigation calls

Some banks will patiently conduct credit investigation calls multiple times. Missing a call or two can make up for it; in some banks, missing a call once or twice may result in a credit card failure. The application was rejected, so be careful to answer the credit call after submitting the application

Choose an informal agency

If the credit card applied for at an informal agency or at a roadside application point is rejected It may be that you have encountered a rogue intermediary. When applying for a card again, you must choose a formal institution such as a bank branch or the I-AiCard website to submit the application.

Frequently apply for credit cards

Frequently applying for credit cards (such as applying for multiple credit cards in a month) will be regarded as high risk by some banks, but not all banks have this Similar conditions may depend on the circumstances.

There is a problem with your personal credit record

If you are rejected multiple times, it is recommended to go to the credit management office of the local People's Bank of China with your ID card to check your personal credit report.

If you still want to apply again, it is recommended to try applying with another bank, or apply again in a few months.