1, increase the amount of flowers.
For sesame credit score, Ant Financial has launched three products: flower buds, borrowing buds and good loans. Bai Hua is a credit consumption tool launched by Alipay. Consumers can buy products through Bai Hua and repay them next month. The higher the credit score of Alipay Sesame, the higher the amount spent. Moreover, the opening of flower buds is also affected by sesame credit scores.
2, affecting consumer loans
Consumer loans include Alipay loans, good-term loans, bank credit card applications and loans. Users with a sesame score of 600 have the opportunity to apply for a loan. Sesame credit users can apply for personal consumption loans of corresponding amount by virtue of sesame points, and the applied amount can be withdrawn to Alipay balance. Good-term loan is a product of Zhaolian Finance, and the threshold is higher than borrowing. At present, more than 700 sesame seeds are needed.
In addition, Sesame Credit also began to cooperate with other financial institutions, taking Sesame Credit as the basis for lending. For example, Jiufu, which introduces sesame credit score, means that the higher the sesame score, the higher the loan amount you can enjoy and the lower the expected annualized interest rate.
Step 3 apply for a visa
Now Sesame Credit can handle visas for Singapore and Luxembourg, and more countries will join in the future. At present, if you travel to the visa center through Ali and the sesame credit exceeds 700 points, you can apply for a Singapore visa. You can apply for a Luxembourg visa if you get more than 750 points, which saves those troublesome steps and materials. You don't need a deposit certificate to apply for a visa. This is a great benefit!
4. Lease benefits
Hanger-on apartment, Taobao real estate test water rental e-commerce model. Combined with sesame credit sub-tenant, you can also enjoy the credit rights of rent 1 yuan. Taobao launched the rent-to-rent activity, which coincided with the graduation season and just eased the rental problem of many graduates. The cooperation between Taobao and hanger-on Apartment has turned Sesame Credit into a rental benefit, which is also a bold attempt of the rental industry.
5. Car rental benefits
Now sesame users can enjoy sesame car rental service. When the sesame score reaches 600, you can enjoy smart car rental, and you can pay after using the car without a deposit. Users with a sesame score of 650 can book short rent self-driving products with a deposit of less than 5,000 yuan in more than 700 direct stores of CAR Inc, without paying the deposit or pre-authorization. When you rent a car, you will also launch Sesame Credit. As long as the sesame credit score is 650 or above and there is no bad record, users can apply for pre-authorized free car rental service. According to sesame score, users can be granted a pre-authorization free quota of 5,000 yuan. There is also a used car rental service.
6. Zero deposit for hotel accommodation
Where did Ali launch the credit hotel service plan based on Sesame Credit? Users with more than 600 points can enjoy zero deposit and other services when booking hotels. Short rent, the pig, also joined Sesame Credit to launch a deposit-free check-in service with a score of 600 or more.
7, affect the credit record
After the sesame credit score is combined with the central bank's credit information system, it will affect the credit record. Sesame credit score now has a negative credit record and may be blacklisted. If Sesame's credit score is too low and its credit record is not good, it will affect credit card application and loan.
8. Try it before buying online.
For customers with high sesame credit score, you can try it before online shopping, which is equivalent to buying clothes in a physical store! This customer service has solved a big embarrassment of online shopping, and no refund is needed.
9. Love Lily Network
Although the real-name registration system is implemented in Lily.com, it is still unavoidable for criminals to cheat marriage by using dating websites. The introduction of sesame credit can increase the trust of both blind dates. Lily. Com users can check each other's sesame scores first, understand each other's credit, and then decide whether to further develop with each other. The introduction of sesame seeds can improve the trust of single men and women in blind date, which is more conducive to the improvement of feelings.
Summary: Maybe everyone didn't expect that a small sesame credit branch has so many functions. In the near future, sesame credit score will also affect all aspects of our lives, such as shopping, social interaction, people's livelihood and other fields. ....