Bank users with good credit records and high credit ratings. White list of banks means that banks add customers' personal information to the white list according to their credit records, credit ratings and other factors, indicating that customers have good credit records and high credit ratings and can enjoy certain credit concessions.

After the customer enters the bank white list, the rights and interests he can enjoy include: 1. The credit limit of white-listed customers is generally higher than that of ordinary customers, which means that customers can use credit cards or loans more conveniently. 2. White list customers can enjoy lower loan interest rates and credit card interest rates, which can reduce the repayment pressure of customers and improve the efficiency of their capital use. 3. White-listed customers can enjoy fast approval service and get credit card or loan service faster without complicated approval process.