/kloc-for more than 0/2 months, the monthly repayment is as follows, based on the current bank installment interest rate of 0.68%:

10000*0.68%=68 yuan, the interest for one month is 68 yuan, and the interest for three years is 68*36=2448 yuan.

10000/36=277.78 yuan, and the monthly principal without monthly repayment is 277.78 yuan.

Second, the relevant content of credit card installment payment

1. Credit card installment can be handled directly by calling the credit card customer service hotline, and the customer service staff will help the user to handle it; Users can also apply for credit card installment on their own mobile banking. Banks provide users with different stages, and users can decide the number of stages according to their income. Generally, the more installments, the more fees users pay. Not all the arrears can be handled when handling credit card installment repayment. For example, the interest generated, the withdrawal amount and the previous installment amount cannot be repaid in installments, and the user needs to pay it off in one lump sum. Installment arrears are the normal credit card consumption amount of the user in the last consumption cycle.

2. After installment repayment, overdue cannot occur; If it is overdue, it will have an impact on personal credit information. If it is still difficult for users to repay by installment, then you can consider using the minimum repayment amount, which is lower than the installment amount, but not all consumers can enjoy the interest-free period by using this repayment method.

3. I used credit card bill installment, saying that credit card bill installment is really not as good as micro-loan. Micro-loan is a micro-credit product under Weizhong Bank, the first Internet bank in China, which is safe and secure. The operation is also very convenient. There is no need to provide any paper materials, and there is no mortgage or guarantee. Invited users can enter the micro-loan entry point in WeChat Pay or Q Wallet to borrow money according to the prompt steps. It adopts the method of equal principal and interest, and the daily interest rate is between 0.02% and 0.05%. After the principal is paid off, no interest will be calculated. Loan-as-you-borrow is supported, and users can choose to repay the principal in monthly installments of 5/ 10/20. There is no penalty for prepayment, which can meet the short-term needs of customers.