1. The annual credit card fee of Minsheng Bank has been generated. You can call the customer service of Minsheng Bank directly to ask if there is any way to reduce the annual fee.
2. If you call for the first time 1 time to talk about the annual fee, or explain clearly to the customer service why the annual fee is generated, the customer service can give you an opportunity to apply for a waiver, provided that you swipe your card five times a week, and the annual fee will not be waived until the next year. After successful handling, the customer service will tell you not to have such a situation in the future, and there will be no such opportunity again.
3. If this happens again for the second time, there is no guarantee that the customer service will apply. If you don't use this card, cancel it. Don't leave it there to generate an annual fee.
1, annual fee waiver policy:
Jinpu card is exempt from the annual fee for the first year when it is swiped within 2 months, and the annual fee for the next year when it is swiped at RMB 5 or 1, and so on; After the standard platinum card is activated, the annual fee will be charged in the first year. If you spend 18 card or 50,000 yuan or equivalent in the current year, you can avoid the annual fee of the following year, and so on (except for special cards). For credit cards with special card types and annual fee concessions, the annual fee collection policy is subject to the card jam or refer to official website for details.
2. In the annual fee reduction and exemption, only the number of consumption transactions is counted according to the rule that the number of transactions reaches the standard, and the transaction amount is not limited;
At present, the annual fee of Minsheng Bank's credit card is: Puka master card 100 yuan, Puka subsidiary card 50 yuan; Gold card master card 300 yuan, gold card subsidiary card 150 yuan; Platinum card 600 yuan.
3. Minsheng Bank's credit card annual fee exemption policy is as follows:
(1) Gold Puka: swipe your card within 2 months 1 free of the annual fee for the first year, and swipe your card for 5 times in the current year or 1 free of the annual fee for the next year.
(2) Standard Platinum Card: If the effective consumption in the current year reaches180 or 50,000 yuan, the annual fee for the following year can be exempted.
3. Credit card limit of Minsheng Bank: the general credit card limit is within 1 1,000 yuan, the gold card limit is between 1 1,000 yuan-50,000 yuan, and the platinum card limit is above 50,000 yuan. The credit card limit of Minsheng Bank is determined according to the cardholder's income and credit status. If the borrower wants to apply for a higher credit card, he must fill in the application form in detail to ensure the accuracy of information such as ID number, personal phone number, company phone number and company address. "
How to reduce the annual credit card fee of Minsheng Bank?
Minsheng Bank credit card annual fee waiver measures are as follows:
1. If you make a transaction with Jinpu Card within 2 months, the first annual fee will be exempted. Five RMB transactions or 1 transactions were swiped in that year, and so on.
2. The first annual fee will be charged after the newly issued standard platinum card is activated. The card is used for 18 transaction or 50,000 yuan or its equivalent (except for special cards) in the current year, and the annual fee is free.
In addition, for credit cards with special card types and preferential annual fees, please refer to Kasai or official website for the annual fee collection policy;
According to the annual fee-free rule, only the consumption quantity is calculated, and the transaction amount is not limited.
On June 6, 2005, the credit card of China Minsheng Bank was officially issued in the Great Hall of the People. On August 1 1, 2006, China Minsheng Bank Credit Card Center was established. On June 4th, 2007, it obtained the financial license of People's Republic of China (PRC) and started its business. On September 20 13 9 15, the back office operation center (Chengdu) was established, which provided a strong operational support for the business development of the card center.
Over the years, the good business performance of Minsheng Credit Card has been recognized by all walks of life, and its brand awareness is increasing day by day. Minsheng Credit Card won a series of awards and honors: in 20 15, it won the "20 15 UnionPay Card Business Specification Advanced Award"; 20 1 1 16 10 won the "Comprehensive Demonstration Unit Award" selected by the 4th China Banking Excellent Call Center; In August of 20 17, it was awarded the "Best Innovation Project Award of China Financial Industry in 20 17" by International Data Corporation (IDC). February 20 18 was awarded "20 16-20 17 System Civilized Unit of CBRC"; 165438+ 10 month, won the "Best Consumer Digital Bank in China". 20 19 was awarded the title of "National Advanced Unit for Cultural Construction of Financial System".
By the end of March, 2020, the total number of credit cards issued by Minsheng exceeded 58 million, and all indicators remained leading in the industry.
On June 6, 20 18, the new brand slogan of Minsheng Credit Card was officially released on the third anniversary of the issuance of Minsheng Credit Card/kloc-0. "Honesty" shows that Minsheng Credit Card has inherited the way of honesty, and regards the value of honesty as the fundamental magic weapon for enterprises to stand on the market, which is in line with the brand slogan of "Treat people honestly and prosper together" of Minsheng Bank Head Office. "Longzai" expresses the vision of Minsheng Credit Card to accompany customers to create a better life, and it is also the confidence and requirement for the future development of Minsheng Credit Card.
[img] How to reduce the annual fee of 300 for Minsheng Bank?
Users of Minsheng Bank can reduce the annual fee of 300 yuan by swiping their cards, but there is no limit on the consumption amount. If you swipe your card within 2 months, you can reduce the annual fee for the first year; If you spend 5 transactions or transactions 1 transaction in the current year, you can reduce the annual fee for the following year.
China Minsheng Bank (CMBC) is the first national joint-stock commercial bank initiated by private enterprises. June199665438+1October 12 was formally established.
scope of business
The business scope of Minsheng Bank
(1) Absorbing public deposits; (2) Short-term, medium-term and long-term loans; (3) Handling domestic and international settlement; (4) Handling bill acceptance and discount; (5) Issuing financial bonds. (6) Acting as an agent to issue, honor and underwrite government bonds; (7) buying and selling government bonds and financial bonds; (eight) engaged in interbank lending; (9) Acting as an agent for buying and selling foreign exchange; (ten) engaged in bank card business; (eleven) to provide letter of credit services and guarantees; (12) Agency payment and insurance agency business; (thirteen) to provide safe deposit box services; (14) Other businesses approved by the State Council Banking Regulatory Authority. With the approval of the People's Bank of China, it can engage in foreign exchange settlement and sale.
main business
I. Corporate banking sector: covering institutional business, investment banking business, transaction banking business and supply chain finance business.
II. Retail banking sector: covering micro-finance business, credit card business, private banking business and community finance business.
III. Financial market sector: investment business, interbank business, custody business, wealth management business, precious metals and foreign exchange trading business.
IV. Network finance sector: Minsheng Bank continuously innovated the "three major banks" of online banking, mobile banking and WeChat banking, as well as the "four major platforms" of bank-enterprise direct connection platform, online payment platform, digital operation platform and open banking service platform.
Fifth, technology and finance: Minsheng Bank focuses on building a cash management product system of "communication, gathering and profit" for retail customers, a full range of trade financing products, a new supply chain "E" series product system, a digital marketing management operation platform, a product center shelf, an intelligent marketing platform, an intelligent collection platform, a mobile financial platform and an Internet joint loan product, and a "Minsheng Peer e+ Platform" for peer customers.
At the same time, we will focus on the construction of "zero contact" online service system, "5G mobile banking", enterprise remote banking, "cloud witness" and "cloud signing" services, build an Internet security protection framework covering the head office, branches and subsidiaries, and improve the refined operation ability, decision-making ability and information technology risk management ability.
Sixth, integrated operation: Minsheng Bank is committed to the development of collectivization, diversification and integration, and continues to promote the coordination of integrated services within and between parent and subsidiary companies, the business coordination between parent bank and subsidiary companies, the construction of scientific and effective group management and control system, the optimization of performance appraisal and resource allocation schemes of subsidiaries, the construction of subsidiary system platforms, and the continuous improvement of the Group's service ability to provide customers with integrated financial solutions.
Seventh, overseas business sector: Minsheng Bank Hong Kong Branch focuses on strategic opportunities such as "Guangdong-Hong Kong-Macao Greater Bay Area" and provides professional cross-border financial solutions with the advantage of cross-border linkage with the head office; Around the capital market, investment banking businesses such as syndicated loans, M&A loans and structured financing have developed steadily.
Relying on the status of an international financial center, we will steadily expand our financial market business. By the end of June 2020, the balance of bond investment of the branch was HK$ 60.906 billion, the scale of foreign exchange transactions on behalf of customers was US$ 465.438+565.438+0 billion, and the scale of asset custody was HK$ 54.392 billion. At the same time, it adheres to the positioning of Internet light banking with online banking and mobile banking as carriers, and constantly improves the cross-border comprehensive service capability of personal wealth management, becoming one of the few Chinese-funded joint-stock commercial banks with online fund financing platform in Hong Kong market.
Minsheng bank credit card is free of annual fee for several times.
1. Minsheng Bank swipes the 1 credit card under the ordinary card and the gold card within 2 months, and the annual fee for the first year is exempted. In the current year, five or 1 cards are swiped, and the annual fee for the next year is exempted.
2. Minsheng Bank Credit Card Standard Platinum Card cannot be exempted from annual fee in the first year. The annual fee for the following year can be waived if there are 18 transactions in the current year or the effective consumption reaches 50,000 yuan or equivalent.
China Minsheng Bank (English name: ChinaMinshengBankingCorp, Ltd., CMBC for short, Minsheng Bank, Shanghai Stock Exchange: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, and its establishment time is19965438+/. The main shareholders are Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance, Shi Yuzhu and so on.
Initial course
(2007 -20 1 1 year)
In 2007, the "Five-year Development Outline" of the board of directors clearly pointed out that the development focus would be on financial services for SMEs. In the same year, the Yangtze River Delta began a pilot project of financial services for small and medium-sized enterprises.
In 2008, the finance department of industrial and commercial enterprises was established, and the first batch of small and medium-sized enterprises specialized in Shanghai, Hangzhou, Nanjing, Ningbo, Suzhou and Wenzhou. At the same time, under the guidance of regulatory agencies, actively promote the construction of six mechanisms.
In 2009, the management mode of financial services for SMEs was optimized, and the finance department of industrial and commercial enterprises was renamed as the finance department of SMEs.
On June 5438+February, 2009, with the approval of China Banking Regulatory Commission and Shanghai Banking Regulatory Bureau, the SME Finance Department of China Minsheng Bank was established, which is the first non-bank SME financial service licensed franchise institution in Shanghai.
Since then, Minsheng Bank has gradually optimized the professional mode of financial services for SMEs to the whole bank, including more than 30 branches in Yangtze River Delta, Bohai Bay, Midwest, Haixi and Pearl River Delta.
By the end of 20111,the loan balance of SME Finance Department exceeded 654.38 billion yuan, the balance of off-balance-sheet business exceeded 60 billion yuan, and the number of asset customers served exceeded 65.438 million.
Development history
(20 12 -2020)
On the basis that the loan quantity and customer scale have begun to take shape, the SME Finance Department of Minsheng Bank has entered a new stage of development. Under the guidance of the three-year plan, a clear development strategy was formulated, and a perfect sales strategy and plan was first formulated through "specialization, batch and specialization", which truly realized the "highlighting regional characteristics and implementing list sales" proposed by Chairman Dong Wenbiao, making sales easier and financing for SMEs easier.
Minsheng Credit Card Free Annual Fee Requirements
If you swipe the Minsheng Bank credit card within two months, you can get rid of the annual fee for the first year, and if you swipe the credit card five times a year, you can get rid of the annual fee for the second year.
China Minsheng Bank is a national joint-stock commercial bank mainly invested by non-public enterprises in China, which was established in 1996. The Credit Card Center of China Minsheng Bank is directly under the head office of China Minsheng Bank, headquartered in Beijing, with 35 marketing centers throughout the country and more than 5,000 employees. The first Minsheng Credit Card was publicly issued in the Great Hall of the People in Beijing on June 16, 2005.
After more than four years of development, Minsheng Credit Card has issued 7.5 million cards, which is unique in product innovation and value-added services. Among all kinds of card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 654.38+million cards, ranking among the best in China.
In the past four years, Minsheng Credit Card has won the Best Product Design Award in 2005, Outstanding Innovation Award of China Banking Industry in 2006-Credit Card, Best Platinum Credit Card in 2007, Outstanding Marketing Award of Credit Card in 2007, the most innovative credit card in 2007 and the most popular bank card brand among women in 2008. Li Guixian, former vice chairman of Chinese People's Political Consultative Conference, wrote inscriptions for Minsheng Credit Card successively: "Minsheng Card is for people's livelihood", "International standard, national brand", and the Minsheng brand gradually gained popularity among people.
UnionPay VIP Card is a debit card series of Minsheng, which conforms to the technical standards and business norms of banks and China UnionPay. Settlement in RMB can be used in all business outlets of the Bank and self-service channels such as self-service banking, online banking and telephone banking. It can also be used in other bank outlets where the "counter" business outlets are located, and it can also be used in China UnionPay network covering all parts of China and the whole world.
According to the service level, UnionPay VIP cards include diamond cards and gold cards. You can choose according to your own financial strength and actual needs. With UnionPay VIP Card, you can apply for Qian Shengqian, foreign exchange trading, open-end fund, self-service and tripartite depository and other rich financial services. Through personal online banking VIP version, self-service banking, telephone banking and other trading channels, you can easily meet your daily trading and financial management needs.
This is the end of the introduction on how to exempt Minsheng Credit Card from annual fee and how to exempt Minsheng Credit Card from annual fee. I wonder if you have found the information you need?