1. What to do with credit card debt after a couple divorces

1. How to deal with credit card debt after a divorce is as follows:

(1) If it is based on the couple’s ** * Debts arising from the same living needs, as well as the management, use, income and disposal of the same property, regardless of whether one party is named as the debtor in name, both spouses have the responsibility to repay the debts jointly and divide the debts;

(2) If it is a personal debt, the debt will not be divided.

2. Legal basis: Article 1076 of the "People's Republic of China and Civil Code"

If both spouses voluntarily divorce, they shall sign a written divorce agreement and Apply for divorce registration in person at the marriage registration office.

The divorce agreement should state the intention of both parties to divorce voluntarily and the consensus on matters such as child support, property and debt settlement.

Article 1077

If either party is unwilling to divorce within thirty days from the date when the marriage registration authority receives the application for divorce registration, he or she may apply to the marriage registration authority for divorce. Withdraw the application for divorce registration.

Within thirty days after the expiration of the time limit specified in the preceding paragraph, both parties shall apply in person to the marriage registration authority for issuance of a divorce certificate; failure to apply shall be deemed to have withdrawn the application for divorce registration.

2. What is the principle of repaying the debts of the husband and wife together?

1. The principle of repaying the debts of the husband and wife together with the property;

2. Negotiation The principle of consistency;

3. The principle of protecting the legitimate rights and interests of creditors from infringement according to law;

4. Adhering to equality between men and women and protecting the interests of women, and taking into account the actual performance capabilities of both parties. in principle.