Under normal circumstances, if the information submitted during the application is relatively complete and meets Hua Xia Bank's conditions, the review can be completed in 10 working days.

If the ID card is not updated in time after it expires, the credit card cannot be used, cash cannot be withdrawn, and transactions cannot be made, but it is only temporary. The cardholder can resume using the card after updating the credit card ID. Because the ID card needs to be approved by the bank after being updated, how long it takes depends on the update channel chosen.

Many banks now have two channels for updating identity documents: online update and branch update. Please pay attention to the required information. For online updates, you only need to upload your ID card photo through designated channels, which requires 3 to 5 days of review time; for branch updates, you can only go to any branch branch where you apply for the card, bring a valid ID card, credit card, and reserved mobile phone number and submit Copy of ID card.

No matter which channel is used for updating, there will be a text message notification after the review is passed. Everyone should always pay attention to the bank information, or you can call the card bank's service hotline yourself and ask the customer service to help check the progress of the document update. After confirming that the document update has been approved, you can try to pay with a credit card. If the transaction is successful, it means that the credit card has been restored.