1. Accidental injury

The main coverage liability of accident insurance is accidental injury. If the insured suffers accidental injury during the insurance period and leads to death/disability, the insurance company will The corresponding accidental death/disability insurance benefit will be paid.

The death compensation is generally 100 of the basic insured amount, while the disability compensation ratio depends on the disability level, as follows:

As you can see, the disability benefits are one*** Divided into ten levels, the insurance company will pay insurance amounts ranging from 100 to 10 for levels 1 to 10 of disability.

2. Accidental medical treatment

Most accident insurance on the market will include accidental medical coverage, because the insured is likely to need hospitalization for accidental injuries.

Accidental medical insurance can usually provide consumers with an insurance coverage equivalent to small medical insurance to reimburse medical expenses incurred for hospitalization due to accidental injuries.

In addition to accidental injury and accidental medical protection, many accident insurances can also provide consumers with specific traffic accident and sudden death protection, providing more comprehensive protection.

Extended reading: "What does accident insurance include?" 》