How to transfer credit card money to bank card

Credit card money can be transferred to bank card in the following ways:

1. The user logs in to online banking or credit card APP, select the credit card you want to withdraw cash from, then select the cash advance option, then fill in the bank where the payment is received, and you can transfer the credit card limit to the bank card;

2. Users can bring Insert the credit card and debit card into the ATM machine, withdraw the money and then deposit it into the debit card;

3. Users can also go to bank branches to find staff to handle withdrawals and transfers.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or spend money at specialized commercial service departments. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.

Can credit card repayments be transferred directly to the credit card?

Credit card repayments can be directly transferred to the credit card, and the balance will be paid off once it is credited. Cardholders can directly deposit money into the credit card through ATM machines or bank counters; or transfer money to the credit card through online banking, mobile banking, etc. However, it should be noted that some repayment methods will be delayed in the account. Cardholders should allow time for deposit and withdrawal when repaying to avoid overdue due to non-account repayment.

I hope the following information will be helpful to you:

: Credit card repayment methods

There are many common repayment methods for credit cards, some of the more common ones are as follows . First of all, the most convenient way to repay is through third-party payment, such as WeChat and Alipay, but WeChat requires a handling fee for credit card repayment; 2. Repay through an ATM machine, but you can only use the ATM machine of the card issuer when repaying. ; 3. You can also pay off credit cards through online banking, and the payment time is fast. Repayment at bank branches is the most traditional repayment method for credit cards. With the development of the information age, this repayment method has gradually been left out. However, repayment at bank branches is not limited to repayment at the business hall. Many banks now have credit card repayment functions on ATM machines, which is relatively convenient to use. ; 4. Over-the-counter repayment, this method is rarely used by people. There are 7 credit card repayment methods, namely: 5. Automatic repayment. You can link your debit card and credit card. After linking, the bank will automatically deduct the money from the debit card for repayment; 6. Repay over the phone. You can repay the credit card by calling the customer service number of the card-issuing bank and then calling a manual. Generally, you need to open phone banking at the card-issuing bank to transfer in and out of the account.

What should you pay attention to when repaying a credit card? Generally speaking, when changing a credit card, you only need to pay attention to the repayment date. Generally speaking, the repayment date is after the payment date, and the validity period is fifteen days. If it exceeds this time, it is Late repayment will result in negative records and penalty interest. In addition, when repaying, you need to note that the account name, ID type and number of the associated personal debit card account must be consistent with the name, ID type and number of the main credit card holder, otherwise the repayment will be difficult to succeed. .

Can I transfer money with a credit card? How to transfer money with a credit card

1. Credit cards cannot transfer money to each other. Credit cards can only transfer money to debit cards. Credit card transfers are equivalent to credit card cash withdrawals. Called a credit card cash advance. The daily interest rate for credit card cash advances is 50,000% of the advance amount, which is the same for all banks. Cash advance fees vary from bank to bank, but are generally more than 1% of the advance amount. If there is an overpayment in the credit card, which is what we often call the deposit balance, the credit card transfer within the overpayment does not need to pay interest, but there will still be a handling fee.

2. Credit card and debit card transfers are divided into two situations:

(1) Credit card transfer to debit card

This situation is possible , but you must have a debit card from the bank and open one of telephone banking, online banking and mobile banking before you can transfer money. And you have to pay a certain fee, and just like cash withdrawal, there is no interest-free period, and you will have to pay 0.05% interest every day, which is not cost-effective.

(2) Transfer from debit card to credit card

Generally, this situation applies to credit card repayments. Telephone hotlines, business outlets, online banking, etc. can be directly bound to debit cards. , make self-transfer repayment before the repayment date.

That’s it for the introduction of credit card transfer.