In recent times, the credit card business of various credit card application platforms has been developing rapidly. New credit cards are frequently released, accompanied by many exciting promotions. However, many users have their cards rejected when applying for credit cards, but they cannot find the reason. So, what happened when the Ping An Bank credit card application was rejected? The reasons generally include these!

Although the threshold for applying for a credit card is low, applications that are rejected often happen because banks still need a certain risk assessment when approving credit limits for users. As long as the user is found to have bad behavior, the application will be rejected. User batch card. If the user's credit card application from Ping An Bank is rejected, he may get the answer "Insufficient personal comprehensive score". In fact, the main reasons for the rejection of the card are as follows:

1. Incorrect or missing information in the credit card application . When a bank approves a credit card, the main reference is the card application information. If the application information provided by the user is incorrect or missing, it may directly result in the user's card application being rejected. Therefore, when users submit card application information, they must ensure the authenticity and completeness of the information, so that there is a possibility of successful card application.

2. Insufficient economic strength. Ping An Bank has a wide variety of credit cards, including regular card, gold card, and platinum card. If the user is just an office worker and chooses the platinum card for the first time to apply for a card, the card will be easily rejected. If you want to apply for a high-level credit card, it is best to provide additional proof of financial resources, such as real estate certificate, driving license, deposit slip and other information. Moreover, users should submit credit card applications based on their actual needs and repayment capabilities, and should not blindly pursue high limits, otherwise it is easy to over-consume and ultimately be unable to repay.

3. Poor credit qualifications. If the user has a bad card usage record, such as overdue credit card, credit card cash-out, or bad loan record, the bank will reject the user's card application request. Therefore, users must pay attention to maintaining good card usage behavior during the card use process and repay in full and on time, so as to maintain their personal credit qualifications and increase the success rate of subsequent card applications.

If the user's Ping An credit card application is rejected, you can find the specific reasons through the above content, and then find a product that suits you according to your own time and circumstances. In this way, you can improve your card application success rate.