With the development of cashless society, credit card has become an indispensable payment tool. In order to attract more customers, banks have introduced various credit cards for people to choose from. The purpose is to attract more customers and meet the consumption needs of cardholders in all aspects. What's the difference between a joint credit card and an ordinary credit card?

As the name implies, a joint credit card is a credit card jointly issued by merchants and banks, and a Puka is an ordinary credit card issued by banks. The biggest difference between the two is that the credit card enjoys different points activities and merchant privileges. Co-branded cards have more opportunities to participate in activities and enjoy more preferential points giving and redemption than Puka.

Benefits of co-branded credit cards

1. Enjoy double preferential privileges: Compared with ordinary credit cards, the biggest advantage of joint credit cards is that cardholders can enjoy double preferential treatment. Since banks and merchants jointly launched the co-branded card, the co-branded card can not only enjoy all kinds of benefits provided by bank credit cards, but also enjoy all kinds of preferential privileges introduced by cooperative merchants.

2. Enjoy double points: In addition, compared with ordinary credit cards, co-branded cards have an advantage: most co-branded cards can enjoy double points. Cardholders can not only accumulate credit card total points, but also accumulate merchant points for credit card consumption.

3. The card issuance rate is relatively high: when reviewing the applicant's information, the general bank will attach great importance to the applicant's spending power, repayment ability and credit status.