Bring your credit card and ID card to the counter of a Shanghai Pudong Development Bank branch to apply for cancellation.

1. Take your number first and wait for your number to be called.

2. Submit an application to the staff.

3. Wait for the staff to check the information and confirm that there is no debt owed before canceling.

4. Sign the form, confirm the cancellation and then cut the card.

Article 20 of the "Credit Card Regulations of Shanghai Pudong Development Bank": During the validity period of the credit card, the cardholder must notify the Bank when applying to cancel the credit card or credit card account. If the cardholder applies to cancel the credit card account, he must also repay the amount incurred under the credit card account. of all debts.

The Bank has the right to cancel credit cards or credit card accounts with reasonable reasons. The cardholder of the canceled credit card account must immediately pay off all debts incurred under the canceled credit card account according to the Bank's requirements.

Extended information:

"SPD Bank Credit Card Regulations"

Article 12, the maximum validity period of a credit card is 10 years, and it will automatically expire after expiration, but The creditor-debt relationship incurred by the cardholder using the credit card remains unchanged. If the cardholder is unwilling to exchange for a new card when it expires, he or she should notify the Bank in writing or other mutually agreed forms one month before the expiration of the credit card, and go through the procedures for canceling the card.

Otherwise, the Bank will regard the cardholder as voluntarily renewing the card when it expires, and the Bank will determine whether to issue a new card to the cardholder. The Bank has the right to cause the cardholder to violate these Terms and Conditions. It was decided not to issue a new card to the cardholder due to reasons such as the collection contract.

Article 25: The Bank does not charge interest on the funds in the credit card account. ?

Article 26: Cardholders can enjoy the following preferential conditions for transactions with credit cards: ?

(1) Interest-free repayment period. The period from the Bank's accounting date to the due repayment date specified by the Bank is the interest-free repayment period. Cardholders can enjoy the interest-free repayment period and do not need to pay interest on non-cash transactions if they repay all the money used before the due date of repayment. The interest-free repayment period is up to 50 days. ?

(2) Minimum repayment benefits. Cardholders can also repay according to the minimum repayment amount stipulated by the Bank.

Reference materials:

Credit Card Regulations - Shanghai Pudong Development Bank