Let’s talk about the HSBC logo first. This is the logo of HSBC Bank. The credit card center of Bank of Communications is established in cooperation with HSBC, so Bank of Communications' credit cards will have the HSBC logo. Other banks generally establish credit card centers on their own, or cooperate with other overseas banks (for example, China Minsheng Bank is with Hang Seng Bank and Hua Xia Bank are banks in Germany), so there is no HSBC logo on the cards of other banks. HSBC has nothing to do with the definition of an international card. Whether it is present or not, it does not affect the use of cards overseas.

MasterCard and VISA (others include JCB, DISCOVERY, etc.) are the logos of the Organization for International Settlements. They provide credit card transaction channels (simply put, POS machines) around the world, so as long as one of them If any one of them appears on the card, it means that the card is an international card. Whether it is Bank of China, China Merchants Bank or other banks, they all issue international cards including MasterCard and VISA.

In addition, MasterCard, VISA and other international clearing organizations have been established for almost half a century. It can be said that wherever you can swipe MasterCard abroad, you can definitely swipe VISA, so when applying for a card, just choose one of them, whichever one you choose. , are almost the same in actual use.

——In addition, the domestic acquiring business is handled by China UnionPay, so no matter how you choose, M or V, it will not affect domestic use.