1. The applicant has reached the age of 18, has full capacity for civil conduct and holds valid identity documents.

2. The applicant has a stable source of income and the ability to repay on time.

3. The applicant's personal credit is good, and there is no record of bad behavior such as cashing out and overdue.

4. The applicant agrees to other conditions required by Shanghai Bank.

After meeting the above conditions, you can go to Shanghai Bank to fill out the form and apply for a card. It's best to prepare the card handling materials in advance before handling the card, including: ID card, household registration book, marriage certificate, work certificate, income certificate, etc.