Everyone who has used a credit card knows that banks are very sensitive. If you are not careful, your precious credit card will be reduced, risk controlled, warned, and frozen. Everyone is helpless at this time. , don’t know what to do, don’t worry, today I will tell you how to solve this problem if your credit card is frozen by the bank.
The first choice is naturally to apply for a new credit card, either online or at the bank counter, and apply for a new card at the bank, but be careful not to apply for a card that has been frozen for you. A card of the same type as a credit card. The second method is suitable for people who are suspected of cashing out by the bank. That is to provide transaction receipts. You can directly call the card bank and tell them that your credit card has been frozen. At this time, the bank customer service will ask you to provide invoices and signatures. For purchase orders, please recall and find the order that you are suspected of, then issue a formal invoice, fax it to the bank, or scan and send an electronic version.
In addition to these two, if you suddenly cross regions or make overseas transactions, your card may also be frozen by the bank's risk control. In this case, don't panic. The bank only wants to protect your interests and is afraid of being stolen. If you freeze the transaction in advance, just wait. The bank will take the initiative to call you to confirm. You only need to confirm that it is a personal transaction, and the credit card will be unfrozen soon. Another way is to have your card blocked due to overdue payment. If you are not seriously overdue, call the card issuing bank and explain the reason for the overdue date and make a small guarantee that it will not happen again in the future. Generally speaking, most banks will not block the card. It's so damn good, I'll unblock it for you.