You can refer to the following methods to apply for a credit card:

1. In most cases, applicants must have full capacity for civil conduct (citizens over 18 years old in mainland China), Citizens with certain direct financial resources can apply for a credit card from the card issuing bank.

2. Apply for a bank credit card: As long as you work in a company (that is, have direct financial resources), are over 18 years old, and can issue a work certificate and income certificate to the bank (currently, Guangfa Credit Card does not require You can apply for a Guangfa Bank credit card by issuing a work certificate and as long as the card applicant has classes in one place) and can repay the loan on time.

3. Domestic residents need to provide: a completed and signed application form, identity document, income certification document; foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner Residence Permit (Residence Permit) The reason must be employment) or employment certificate for foreigners/Hong Kong, Macao and Taiwan residents; if you are a private owner, in addition to the above information, you must also provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of commencement of operations (this premise requires you Is the legal representative of the business license).

4. If you want to apply for a credit card with a relatively large limit (such as a platinum card), you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car license (not the driver's license); Copies of large deposit receipts, etc.

5. Relatively speaking, national joint-stock commercial banks are easier to handle than the five major state-owned banks.

6. There is no charge for credit card processing. Approval is subject to the bank's final review result.

The main ways to apply for a credit card are:

1. Apply at the bank counter (you need to prepare ID card, work certificate, and income certificate);

2. Credit card official website Apply;

3. Apply to the bank's credit card salesperson (currently, Guangfa Credit Card does not require a work certificate, as long as the card applicant has classes in one place, contact the card application salesperson to apply for Guangfa Bank Credit card);

4. You can apply on WeChat (the same applies to other banks):

Industrial Bank: Search the official account on WeChat and follow "Industrial Bank Credit Card Center" and click "WeChat Application Card" ”—“Apply now.”

Guangfa Bank: Search the official account on WeChat and follow "Guangfa Credit Card", click "My Services" - "I want to apply for a card".

China Merchants Bank: Search the official account on WeChat and follow "China Merchants Bank Credit Card", click "I want" - "Apply for a card·Recommend".