All major banks have a repayment grace period for credit card repayments, but the regulations are different. For example, Tianjin Bank provides credit card holders with a repayment grace period. During the repayment grace period, If the payment is repaid in full within the cardholder's time, it will be deemed that the cardholder has repaid the amount on time. So how many days is the grace period for repayment of Tianjin Bank credit card? Let’s take a look at the official answer.

How long is the grace period for Bank of Tianjin credit cards?

3 days. Bank of Tianjin non-Meituan credit cards provide a 3-day grace period for repayment. Please pay at the latest at 17:00 on the third day of the grace period. The repayment was received before. Whether the repayment date is within the grace period shall be determined by the recording time of the repayment transaction.

Meituan credit card must be repaid before 15:00 on the 7th of every month at the latest. Please repay all outstanding balances to your credit card account before 17:00 pm on the installment due date at the latest.

The repayment date for Tianjin Bank Meituan (Unbounded/Ms.) credit card is the 5th of every month. Tianjin Bank 51 joint credit card statement date is the 15th of each month, and the repayment date is the 25th day after the statement date.

Repayment after the repayment grace period will be regarded as overdue repayment. Overdue repayment of credit card will first incur overdue fees, and secondly, it will affect the personal credit report and will be continuously checked by the bank. Local reminder.

Overdue Tianjin Bank credit cards will incur the following fees:

1 Calculation and charging of overdraft interest and compound interest: Our bank will calculate and charge interest on all transactions based on the overdraft interest rate from the bank accounting date. Enjoy the interest-free repayment period. Overdraft interest is 0.05% daily interest rate.

2 Liquidated damages will be charged for the unpaid portion of the minimum repayment amount. The liquidated damages are 5% of the unpaid portion of the minimum repayment amount, with a minimum of 1 yuan.

To sum up, the grace period of Tianjin Bank credit card is either 2 days or 3 days. It mainly depends on the type of credit card you hold. If there is anything unclear, you can consult Tianjin in time. Bank credit card customer service.