The cash withdrawal limit of China Merchants Bank credit cards is affected by many factors. The main rules are as follows:

The daily domestic cash withdrawal limit is 2,000 yuan per card. This restriction applies to domestic cash withdrawals. It also applies to the cumulative overseas cash withdrawal limit every month and every 6 months. For credit limits, cash withdrawals usually do not exceed 50% of the credit limit. For example, if your credit limit is 8,000 yuan, you can withdraw cash up to 4,000 yuan overdraft.

As for handling fees, domestic RMB cash withdrawals require a handling fee of 1 yuan for each cash withdrawal, with a minimum of 10 yuan. For overseas cash withdrawals, the handling fee for each transaction is 3, with a minimum of 3 US dollars or 30 yuan. It is worth noting that cash advance withdrawals do not enjoy the interest-free policy. From the day of cash withdrawal, interest will be charged at an interest rate of 5% per day, calculated on a monthly compound interest basis.

The above information comes from the official cash advance service instructions of China Merchants Bank. In short, the cash withdrawal limit and fees of China Merchants Bank credit cards should be carried out on the premise of meeting these rules to ensure that the use of funds is compliant and to avoid additional fees.