The Bank of Communications credit card can postpone repayment for several days.
The credit card of Bank of Communications has a 3-day repayment grace period, that is, users can delay repayment for 3 days. It should be noted that the user must repay the loan before 2 1:00 three days after the repayment date, otherwise it will be overdue. If the cardholder fails to repay according to the minimum repayment amount within the repayment grace period, the credit card will be regarded as overdue, recorded by the system in time and reported to the credit reporting agency.
1. Before the credit card expires, if you predict that you will not pay it back, you can contact the bank in time to inform yourself of the latest situation and negotiate the subsequent repayment plan.
2. The credit card is overdue, which may cause the stain of credit record, which can not be ignored or treated negatively. We should actively take correct measures to save it.
How to repay the credit card of Bank of Communications?
1. Cash repayment: customers can bring enough cash to the counter of Bank of Communications outlets or self-service ATM machines and deposit the cash into the credit card to be repaid;
2. Online banking repayment: customers can log in to online banking, bind credit cards and transfer money.
3. Mobile banking repayment: customers use the Bank of Communications APP to repay according to the page prompts;
4. Third-party platforms: There are many third-party payment platforms (WeChat, Alipay, etc.). ) Support credit card repayment, and customers can use these platforms for repayment.
In addition, if the bill amount is not paid off or the minimum repayment is chosen after 3 days, it will be regarded as overdue and more attention should be paid to the repayment time.