More and more people use Huabei for shopping in real life. However, in real life, many friends have not yet opened Huabei. So how can Ant Huabei be opened? Have you noticed it in your daily life? Now I will tell you how to open Huabei and what conditions are required.

When users want to open Huabei, their Alipay account must be authenticated with their real name and bound to their mobile phone number. When opening the account, it is best to have a Sesame Credit score of more than 600 points, so that they can open Huabei. If the user cannot activate Huabei, it means that the user does not meet the conditions yet. He can use Alipay more often and can activate it later.

When Huabei cannot be activated, users can bind multiple credit cards or debit cards on Alipay, and at the same time complete personal valid information, such as driver's license, provident fund, social security, real estate certificate, etc. After the whole system is completed, the system can understand the user in detail, and then you can activate Huabei later.

If you want to open Huabei, you can use Alipay to transfer money, and use your spare money to buy financial products at the bank. Usually, the more financial products purchased, the stronger the user's repayment ability. At this time, the system will be very relieved to open Huabei for users. After all, at this time, there will be no worry that users will not repay overdue after using Huabei.

Different users get different quotas when they open Huabei. Usually, the quota they get is relatively small when they first open it. As users continue to use Huabei, their quotas will gradually increase. If overdue repayment occurs during use, Huabei's credit limit will be reduced, and it may also be closed.

Be sure to repay on time after using Huabei, because late repayment will generate penalty interest. The longer the time, the more penalty interest will be generated, and the burden of repayment will increase later. Moreover, after overdue repayment, the platform will upload overdue records to the credit reporting center. If personal credit becomes bad, it will affect other loans. This is something everyone should pay attention to.