Credit card supervision refers to the comprehensive supervision and management of the credit card market and credit card business conditions to protect consumers, maintain financial order and promote the healthy development of the credit card business. Credit card supervision includes supervising the business activities of credit card issuers and merchants, prices in the credit card market, market competition, consumer rights protection and other aspects to ensure the legality, transparency and safety of credit card business.

The purpose of credit card supervision is to strengthen the management of credit card business, improve the transparency and competitiveness of the credit card market, and promote the standardized development of credit card business. At the same time, credit card supervision can also discover problems and risks in the market, take timely measures to solve them, effectively prevent and control risks in the credit card business, and further strengthen the ability to supervise the financial market.

The significance of credit card supervision is to protect the legitimate rights and interests of consumers and maintain the health and stability of the financial market. Regulatory authorities can standardize prices and services in the credit card market by improving regulatory rules and systems, prevent mixed interests and vicious competition, crack down on illegal activities, and protect the rights and interests of consumers. At the same time, credit card supervision can also promote financial business innovation and development, guide credit card issuers to better meet the needs of consumers, and provide good financial services for economic development.